Most insurance adjusters aren’t bad people. They’re just under pressure—tight timelines, strict checklists, and a whole lot of claims to write. That means even good adjusters miss things. And when that happens, it’s the homeowner who pays the price.

We’ve spent years walking properties with adjusters, catching what gets overlooked, and helping homeowners get what they’re owed. If you’ve got a claim—or think you might—here’s what you need to know.

Adjusters Work for the Insurance Company. We Work for You.

It’s easy to assume your adjuster is like a home inspector or project manager. But their job isn’t to restore your house—it’s to write a claim based on the guidelines given by their company.

They’re trained to look for the obvious stuff: missing shingles, water stains, broken windows. But they often don’t:

• Check for hidden damage under the surface
• Know what local building codes require
• Include every trade needed to fully fix the issue
• Understand the full cost of cleanup or material upgrades

That’s where we step in.

What We Do Differently

We inspect the property with a contractor’s eye. We look beyond what’s broken and ask: what will it actually take to put this home back together the right way?

Here’s how we help:

• Walk the property with the adjuster and point out overlooked damage
• Ensure all trades (roofing, siding, drywall, paint, etc.) are included in the claim
• Identify code-required upgrades that may not be in the original scope
• Help you navigate supplement requests when something’s missing

We don’t pick fights—we just make sure the job gets written up correctly.

Should You File a Claim Right Away? Not Always.

Not every bit of damage is worth filing a claim for. If your deductible is higher than the cost of repairs, you could be better off paying out of pocket.

We’ll inspect your property first, give you honest feedback, and help you decide whether a claim makes sense. No pressure. No strings.

A Word About “Waiving Deductibles”

If someone says they’ll waive your deductible, run. It’s usually insurance fraud, and it almost always leads to corner-cutting or unfinished work.

We don’t play games. We do it by the book—and we do it well.

Know Your Rights. Get What You Deserve.

Insurance should pay for what’s damaged, not just what’s easy to see. With us in your corner, you’ll get a claim that reflects the real work needed—and a finished home that’s whole again.